Columbus Real Estate Today – Jody Deeds

Helping You Move On With Your Plans!

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    Jody Deeds

    Direct: 614-755-9566 Realty Executives Central

  • September 2018
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Archive for the ‘Buying a Home’ Category

8 Reasons to Buy a Home in Central Ohio Now…

Posted by Jody Deeds on November 12, 2009

It’s a GREAT Time to Buy in Central Ohio – 8 Reasons to Buy a Home

1. Columbus is named one of the most AFFORDABLE places to RETIRE, according to U.S. News & World Report (October 2009)

2. Delaware County ranked #8 in the U.S. for the YOUNG & WEALTHY population nationwide (defined as 25-34 year olds, making over $100K annually), according to NielsenWire (September 2009)

3. Columbus is on top 10 list of cities across the country when it comes to Best Places for FINDING A JOB (August 2009)

4. Columbus made the Best Places to RAISE KIDS out of 52 cities across the nation, according to BusinessWeek

5. Ohio had the most cities on the list of top 30 nationwide that are the most WIRED (broadband connected), according to (January 2009)

6. Columbus is names as one of the top 100 PLACES to LIVE, according to RelocateAmerica (July 2009)

7. Columbus ranked #7 on Sperlings BestPlaces list of MANLIEST cities in the U.S.

8. Columbus is ranked the 8th Most STABLE market in the U.S., according to PMI Mortgage Insurance Corp.

Remember, not only do you have 8 great reasons to buy in Columbus, but you also have the HOMEBUYERS TAX CREDIT that is still available to FIRST TIME buyers for $8,000 and even MOVE-UP repeat home buyers FOR $6,500.

INTEREST RATES continue to be low, with an average of 5.06% for a 30year fixed loan, according to

If you or someone you know is considering a move, call me a call today at 614-755-9566 or visit us online at


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Get It In Writing and Avoid Home Buying Frustrations…

Posted by Jody Deeds on January 27, 2008

When you begin your search for a home, one of the first and most important steps in the process is speaking with a lender to find out what program is best and what you as a homebuyer are able to afford.

Most lenders will conduct a brief phone interview with you at no charge.  You’ll be asked to supply basic information such as names, address, income, debt, etc.   

Once your lender has established that you qualify for a loan, and you’ve made APPLICATION for that loan, they are REQUIRED BY LAW to provide you with a GOOD FAITH ESTIMATE within 3 days of making application for your loan and being approved for a loan

This Good Faith Estimate is only a general estimate of closing costs. This is so you have a general idea what to expect, how much items throughout the process will cost and who is responsible for them and at what point they’ll need to be paid for.

NEVER do business with a lender who refuses to provide you with this GOOD FAITH ESTIMATE.  If they’re unwilling or unable to provide you with one, move on to a different lender.  You will save a great deal of time, money and stress by doing so.

For a list of reputable lenders, give us a call at 614-755-9566 or visit our Preferred Partner section at

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Secrets For Saving $$$ When Purchasing a Home…

Posted by Jody Deeds on January 27, 2008

You Don’t Make Money When You Sell a home, You Make Money When You BUY it!

Here are several strategies to consider when purchasing your next home.

Understand How Much Financing You Can Afford.   It’s crucial that you speak with several lenders and discuss the many financing programs available.  Each mortgage company sets its own limits for some items.  Be sure to shop and compare at least 2, preferably 3 lenders to find the best deal.  You Realtor can provide you with lender names and help you sift through the many options.

Do Your Homework Before You Shop.  Knowing what you can afford before you go shopping for your next home, can save you time and aggravation.  It’s always best to speak with a lender and do some preliminary homework, so you can have a pre-approval letter in hand when you make an offer.  The pre-approval letter will put you in a much better position to negotiate the price and terms.  So, before you head out to look at homes, be sure you know your comfort level regarding the price and monthly payment, and have that letter.

Location.  Remember, you make money when you BUY a home, not when you SELL.  By selecting a home in an area that continues to increase in value, has good curb appeal, and has attracting features, you’re setting yourself up to be in a good position later.  Now, you don’t want to buy the most expensive home in the neighborhood, but you don’t necessarily want to buy the lowest priced one either.  Be sure to take into account all of the factors that might hinder the sale of your new home down the road.  Your Realtor can help you determine the pros and cons , by doing a market analysis before you make the offer.  This will show you what homes have sold for, how long homes are on the market and other factors.

Timing.  Consider the length of time you plan to live in your new home.  It takes about 3 years to be in a position to make money from the sale of your home.  Unless you purchased the home at a drastic under market value price, or had a large down payment, you’ll either break even when you sell or you could possible lose money.  So, be sure to consider your future plans and length of time you plan to stay in your new home.

For a FREE Buyer Consultation to help you position yourself to purchase your next home, visit us at

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Sell First or Buy First??? When You Need to do Both…

Posted by Jody Deeds on January 27, 2008

Deciding whether to buy or sell first can be a difficult decision.  Both have pros and cons depending on your particular situation.  Here are some things to consider when making your next move.

Buying First and Then Selling, may create 2 mortgage payments, which most people aren’t comfortable handling.   Also, buying before you sell could end up costing you much more in the long run…you’ll be more inclined to lower your price to get it sold and not lose out on your new home, plus the carrying costs to keep the old home maintained and the utilities on, can deplete your savings rather quickly.  In addition, you may not qualify for a loan on your new home if you haven’t sold the old one first.  Unless you have a plan of action in place that has taken into consideration these factors, buying before you sell might not be the best way to go.

But, What About Selling Before you Buy.  This too can create some challenges.  Where will you live if your current home sells before you’ve found your new home?  Are you prepared to pay the new owner rent until you can find a new place to live?  Where will you store all of your belongings if you can’t move everything into your temporary living space?

One advantage to putting your home on the market BEFORE you buy a new home is that you’ll have a much better position in negotiating with the seller, than if you didn’t have your home on the market yet.

Every situation is unique.  Be sure to discuss all options with your Realtor and lender, and then decide the best position to take for your situation.

If you need to make a move, but have a home to sell, visit us at  We’ll help you sort through the options.

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Most Common Home Problems

Posted by Jody Deeds on January 27, 2008

Mold, Mildew and Musty Odors

Water leaks are usually to blame for these issues.  These leaks could be from leaky water pipes, toilets, showers, tubs, roof leaks and gutter problems.  If you notice leaks for areas needing repair, it is extremely important to have those items remedied immediately to prevent structural damage and potential health issues.


High humidity caused by everyday tasks such as showers, cooking and drying clothes, can also be culprits.  Indoor humidity levels should be maintained between 30%-50%.

High Energy Bills

High energy bills can usually be traced to windows, heating and cooling equipment, and insulation.  To reduce your energy costs, it’s important to have your furnace and air conditioning units serviced regularly.  If windows have condensation between the panes or have broken locks and seals, contact the manufacturer to see if they are still under warranty.

Damp Basement

Primary source of damp basements are water leaks and high humidity.  Again, look for water pipe leaks, as well as basement wall cracks and areas where water may be penetrating.  Have these issues repaired immediately.

Drafty Rooms

Common areas for cold air leaking in the home can be found around doors, windows, light fixtures, electrical outlets.   The biggest leaks are usually in the attic and around recessed lighting.

Be sure to have your contractor check the air and furnace units to check for air leaks and to make sure there is a balanced airflow.  In addition, caulking around window sills and door jambs will help prevent drafts.


Dust can penetrate your home through air leaks around windows, doors, and air ducts.  To reduce dust in your home change your furnace filter, and vacuum regularly.  Furnace filters should be changed once a month.  Be sure your clothes dryer is vented to the outside of your home.  Leave shoes at the front door instead of wearing them throughout your home.

Moisture on Windows

Windows that get condensation on them, are usually a result of old windows, and single pane windows with aluminum frames. Ignoring this issue could lead to deterioration and rotting of wooden trim, sills and framing, and could lead to mold and mildew.


Consider replacing with storm windows.  If cost is an issue, you can use install a shrink film or polyethylene sheet.  Window insulation kits can be purchased at your local hardware store.

Ice Dams

These usually occur after heavy snowfalls and freezing temperatures for several days.  As temperatures warm, and the snow and ice begin to melt, water begins to drain along the roof under the snow.    When this water reaches the overhang, it refreezes and creates the ice dam.  This can cause roof damage and could lead to water leaks.


Fixing the roof leak will not prevent future ice dams.  You’ll need to seal the air leaks, in the attic, and add insulation  Make sure there is adequate ventilation in the attic and be sure to keep gutters free from debris throughout the year.

For information about buying or selling a home, visit us at

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